Our Services

Estate Planning Services

Planning for what matters most.

At Lumos Wealth Advisors, our estate planning services in Richmond, VA help you plan for what matters most—your loved ones, your legacy, and your vision for the future. We work closely with you, seeking to preserve your wealth and direct it to the people and causes you value most.

A Custom Approach to Your Legacy

Just as your financial story is unique to you, your estate plan should also reflect your individual values, priorities, and circumstances. Our educated team takes the time to understand who you are and what matters most about the legacy you hope to create.

From there, we craft a customized plan that reflects your goals while addressing the complexities of estate planning, such as:

  • Transferring wealth to the next generation
  • Reducing estate and inheritance taxes
  • Establishing trusts for family members or charitable causes
  • Creating seamless asset distribution

With your vision as our guide, we build a plan that not only seeks to protect your wealth, but also aligns with your long-term objectives.

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.

Collaboration for Comprehensive Planning

Estate planning is a multi-faceted process that often requires input from legal and tax professionals. That’s why we work with experienced estate attorneys and certified public accountants (CPAs) to create a holistic strategy designed to cover all angles.

Our collaborative approach means:

  • Your wishes are clearly documented and legally sound.
  • Tax implications are carefully considered and reduced.
  • Complex family dynamics are thoughtfully addressed.

*You are under no obligation to use the services of any of the entities referred, and may choose any qualified professional to provide tax, legal,  or trust services.  These entities and their services are not affiliated with LPL Financial and Capital Asset Advisory Services, LLC.

Build a Legacy That Endures

Your wealth isn’t your account balance; it’s the embodiment of your life’s work, dreams, and values. When you partner with Lumos, you gain our full commitment to helping you protect what matters most while leaving a lasting impact on your family and community.

Free Download

Take Control of Your Financial Future

Our free guide reveals key tax planning strategies that seek to maximize savings and keep more of your hard-earned wealth in retirement.

Company
Services
Who We Serve
Get In Touch
© 2025 Lumos Wealth Advisors. All Rights Reserved.

Website designed by Indigo Marketing Agency.

Go To LPL Financial Form CRS

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Capital Asset Advisory Services, LLC, dba CG Advisory Servies, a registered investment advisor.  Capital Asset Advisory Services, LLC., CG Advisory Services, Lumos Wealth Advisors and Lumos Wealth Management are separate entities from LPL Financial. 

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.